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Payroll & HRIS for Philippine SMEs

Every peso computed. Every payday explained.

Suweldo runs payroll on a deterministic engine that's accurate to the centavo — then its AI copilot explains every calculation and flags anomalies before you commit. You stay in control of every payday.

AI is copilot, not autopilot. A human commits every run.

Karen Villanueva

Accounts Assistant · Feb 16–28, 2026

Draft run

Earnings

  • Basic Pay
    ₱22,500.00
  • Overtime
    ₱1,406.25
Gross Pay₱23,906.25

Deductions

  • SSS
    − ₱1,125.00
  • PhilHealth
    − ₱562.50
  • Pag-IBIG
    − ₱200.00
  • Withholding Tax
    − ₱1,102.68

Suweldo AI flagged: Overtime is 3.2× Karen's 6-month average. The hours are approved and the math checks out — please confirm before you commit.

Net Pay

Computed to the centavo

₱20,916.07

Reviewed by HR • ready to commit

Compliant with

  • SSS
  • PhilHealth
  • Pag-IBIG
  • BIR (TRAIN Law)
  • DOLE
  • Data Privacy Act (RA 10173)

The reality today

Still running payroll on Excel and paper DTRs?

Philippine payroll is unforgiving: statutory tables change, cutoffs never move, and every error is measured in pesos and penalties.

  • Manual centavo errors

    One mistyped rate becomes an under-remitted contribution, a surcharge, and a penalty letter. Spreadsheets round; the government does not forgive.

  • Attendance scattered everywhere

    Biometric punches sit on one device, overtime approvals in chat, leave credits in another workbook. Nobody trusts the final DTR.

  • The monthly filing dread

    SSS, PhilHealth, Pag-IBIG, then BIR. Different formats, different deadlines, all re-keyed by hand at the last minute.

The copilot model

AI is copilot, not autopilot.

Suweldo splits payroll into three roles that never blur: math is deterministic, AI is explanatory, and authority is human.

  • Step 1

    A deterministic engine

    Integer-centavo math, no floating point. Same inputs always produce the same output — every run is reproducible and provable.

  • Step 2

    AI that explains and flags

    Plain-language audit trails and anomaly alerts on every line. It explains and flags — it never decides.

  • Step 3

    You commit

    Every consequential action needs a human. Segregation of duties is enforced by design, not by policy memo.

Modules

Everything payday needs, in one system of record.

One database from clock-in to remittance — so the numbers on the payslip, the DTR and the BIR return can never disagree.

  • Employee Self-Service & AI Pay Assistant

    Employees pull their own payslips, certificates of employment and leave balances — and ask "bakit ganito ang tax ko?" in plain language.

  • Time, Attendance & Leave

    Biometric, mobile and kiosk punches flow into one DTR. Overtime, night differential, holidays and leave credits reconcile automatically.

  • Employee Records & Lifecycle

    201 files, contracts, salary history and movement — from onboarding and regularization to final pay, with every change versioned.

  • Payroll Execution

    The deterministic cockpit: run, review line by line, compare against last cutoff, then commit. Bank files and payslips generated on commit.

  • Statutory & Government Filing

    SSS, PhilHealth and Pag-IBIG remittance schedules plus BIR 1601-C, 2316 and the alphalist — generated from committed runs, not re-keyed.

  • Security & Access

    Role-based access across six roles, scoped to what each person legitimately needs, with a full immutable audit log of every action.

How it works

Five steps, one of them unmistakably human.

  1. Step 1

    Capture

    Attendance arrives from three paths, all reconciled into one DTR.

  2. Step 2

    Compute

    The deterministic engine computes earnings, statutory shares and tax to the centavo.

  3. Step 3

    Review with AI

    Suweldo AI explains each line and flags anomalies against history and policy.

  4. Step 4

    Commit

    A human with authority approves. The run locks and the audit trail is sealed.

  5. Step 5

    File

    Remittance schedules and BIR returns generate straight from the committed run.

Under “Capture”

  • ZKTeco biometric push
  • Mobile clock-in
  • Attendance kiosk

Security & privacy

Payroll data deserves bank-grade discipline.

Salaries and government IDs are the most sensitive records an SME holds. Suweldo treats them that way by default — not as a paid add-on.

  • Multi-tenant data isolation

    Every company's records live in a strictly scoped tenant boundary. No shared queries, no cross-company leakage.

  • Strict segregation of duties

    A System Admin can configure Suweldo but can never see pay figures or employee PII. Access follows the job, not the seniority.

  • Immutable audit trail

    Every view, edit, approval and commit is recorded with who, what and when — append-only, and exportable for auditors.

  • Data Privacy Act alignment

    Built around RA 10173 principles: lawful purpose, proportional access, retention limits and breach-ready records.

Social proof

Built by people who know Philippine payroll.

Suweldo is designed with HR and payroll officers who have filed the returns, chased the biometric logs, and answered the questions on payday.

  • Our cutoff used to take two full days of cross-checking. Now I review the flagged lines, understand exactly why each one moved, and commit before lunch.

    Marites R.

    HR Officer · Retail group, 84 employees

  • The explanations are what sold me. When an employee asks why their tax changed, I can show them the actual computation instead of promising to check.

    Joseph A.

    Payroll Officer · BPO services, 210 employees

  • Remittances reconcile to the centavo against our bank file. Our auditor asked for the trail and we exported it in a minute.

    Liza M.

    Finance Manager · Manufacturing, 130 employees

FAQ

Straight answers about money and compliance.

Ready to make payday effortless?

Every sweldo, done right. See Suweldo compute a real cutoff with your own numbers — and decide for yourself before you commit anything.